Updated December 2017
Call Center Agent Loan.
Non-Call Center Employees are also welcome.
Update:
Call Center Agent Loan.
Non-Call Center Employees are also welcome.
Update:
The maximum loanable amount is now based on your salary!!!
(up to 2-3 times your salary)
(up to 2-3 times your salary)
COMPLETE YOUR REQUIREMENTS FIRST!!!
Those with an incomplete requirement will not be entertained.
and please no stupid questions...
and please no stupid questions...
ELIGIBILITY & REQUIREMENTS:
1-3 days processing - It also depends on how fast you are able to comply
***** Other requirements may be asked
1-3 days processing - It also depends on how fast you are able to comply
***** Other requirements may be asked
ELIGIBILITY
For Borrower
-21 – 59 years old, a Filipino citizen
-Basic Pay must be above NCR's minimum wage
-With a checking account (PDC) or Payroll ATM
-At least 6 months of employment and a regular employee
-Must be residing NCR
For Co-Maker
-21 – 59 years old, a Filipino citizen
-A spouse (with income), relative, friend, or colleagues with different address to borrower
-At least 6 months regular employee or a self-employed with business operating for 1 year
-Must be residing NCR
REQUIREMENTS - Please prepare a soft copy of your requirements. You will be asked to provide it after you fill up the application form. (details will be sent to your email) - Incomplete requirements will not be processed.
For Borrower
-Selfie with clean background
-1 government issued ID and Company ID
-Certificate of employment
-Payslip (latest 1 month)
-Proof of billing (any kind) *
-Spouse’s pay slip ( if married and salary below 20k )
*Brgy clearance if proof of billing is not under the borrower’s name
For Co-Maker
-Selfie with clean background
-1 government issued ID
-Company ID or Certificate of employment **
-Payslip (latest 1 month) **
-Proof of billing (any kind)
** Business permit only if self-employed
INTEREST RATE
◆ 1.5 - 8% interest rate (based on your capacity to pay + amount of loan + Loan Term)
LOANABLE AMOUNT
◆ ATM - PHP 10,000 – 50,000
◆ PDC - PHP 10,000 – 200,000 (ONLY FOR SALARY ABOVE 20,000)
LOAN TERM
◆ ATM – 3 TO 6 MONTHS
◆ PDC – 3 TO 24 MONTHS
MODE OF PAYMENT
◆ PAYROLL ATM OR Post Dated Checks (PDC)
AMORTIZATION
◆ Semi-monthly or Monthly
PROCESSING FEE
◆ All-in 8% outright deduction
APPROVAL PERIOD
◆ 1 to 3 working days - up to 10 days processing
Worried about repayments???
We will teach and help you earn more so we can guarantee ourselves that all borrowers will be capable of repaying us back
https://www.facebook.com/OTB.Loans/
check our FB Page for more details
We will teach and help you earn more so we can guarantee ourselves that all borrowers will be capable of repaying us back
https://www.facebook.com/OTB.Loans/
check our FB Page for more details
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